Someone told me a long time ago, that we, as Black Women, pay more and get the worse deals on the planet when it comes to purchasing a new car.
Actually, we are still on the bottom end of the Totum Pole in more ways than we can give thought to.
Here are a few tips to consider when you get ready to buy that new ride !
1. Always, always shop around ! Don't ever put your money on the first horse you see at the gate. ( You know this already, so lets move on )
Whatever you're looking for, it must be functional, comfortable and affortable!
2. Safety for you and your family is a priority.
3. Get the payment that fits your budget.
Are you concerned about affording a new car ?
Well let me give you some statistics from a Cleveland Goddess's point of view.
Average cost per Pair of Shoes= $65 ( I know what you're thinking, just stick with me)!
Average Hotel Room Rate = $ 110
Average Daily Food Cost = $ 54
Approximate Taxi Fare = $22 ( from Airport to Downtown, remember I live in Cleveland)
Approximate Weekly Car Rental Cost = $205
Approximate Daily Car Payment Cost = $10
So, HOW MANY PAIRS OF SHOES DO YOU OWN ?
When the cost of repairs exceeds the market value of the vehicle ( major repairs such as transmissions, engines, or complete brake sytems), it's time to replace it.
Here also are some helpful online sources to determine its true value, but the truth is your vehicle will never be worth more than it is today.
Helpful tools to determine its true market value; i.e. kbb.com, Edmunds.com and NADA.com
Also, don't get hooked into a service garage trying to convince you to spend big bucks on a vehicle that should be replaced.
4. Your vehicle should meet your needs. Finding a vehicle that makes life easier is very important.
There are many variables when it comes to replacing a vehicle, the trick that comes into place is knowing when !
For other helpful hints and suggestions, visit
http://thegoddessesblessinggoddesses We also have shoes, maybe not necessarily made for walkin !
Happy Shopping !
Posted By: Min.Dr.LaDonna Blaylock D.D.
Monday, February 16th 2009 at 12:05PM
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